Terms and Conditions

What Tally is

Tally is a tool for tracking recurring bills and forecasting your bank account balance based on data you enter yourself. Tally is not a bank, does not move money, does not connect to your real bank accounts, and does not provide financial, investment, tax, or legal advice. Forecasts and balances shown in Tally are estimates calculated from the information you provide - they are only as accurate as that information, and Tally is not responsible for financial decisions made based on them.

Accounts

You authenticate with Tally through Auth0. You're responsible for keeping your login credentials secure and for all activity under your account. Let us know right away if you suspect unauthorized access.

Acceptable use

You agree not to:

• Use the Service for any unlawful purpose.
• Attempt to gain unauthorized access to the Service or other users' data.
• Interfere with or disrupt the Service's operation.
• Use automated means to scrape or overload the Service.

Your data

You retain ownership of the data you enter into Tally. See our Privacy Policy for details on what we collect and how it's used. You can export or delete your data at any time as described there.

Fees and paid plans

Tally offers a free plan and a paid plan ("Plus") with additional features, billed monthly or annually in advance through Stripe, our payment processor. Tally never sees, transmits, or stores your full card details - see our Privacy Policy.

Paid subscriptions renew automatically at the end of each billing period until cancelled. You can cancel anytime from Settings, which opens Stripe's secure billing portal - no email required. Cancelling stops future billing immediately; you keep Plus features through the end of the period you already paid for, and your account then reverts to the free plan automatically. Nothing is deleted when this happens - your accounts, bills, transactions, and past pay period history remain exactly as they were.

We don't offer refunds for periods already paid for. Accounts created before paid plans were introduced retain access to the features available to them at no charge for at least twelve (12) months from the date paid plans were introduced. We'll provide reasonable advance notice before any feature you use begins to require payment.

Service availability

Tally is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied. We don't guarantee the Service will be uninterrupted, error-free, or available at all times.

Limitation of liability

To the fullest extent permitted by law, Tally and its operator are not liable for any indirect, incidental, or consequential damages arising from your use of the Service, including financial decisions made based on forecasts it produces.

Termination

You may stop using Tally and request account deletion at any time. We may suspend or terminate access to the Service for violations of these terms.

Changes to these terms

We may update these terms from time to time. If we make material changes, we'll update the "Last updated" date above and, where appropriate, ask you to re-accept them in the app.

Governing law

These terms are governed by the laws of the jurisdiction in which Tally's operator resides, without regard to conflict-of-law principles.

Contact us

Questions about these terms? Email support@tallyahead.com.