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Pricing
Free for one bank account. Upgrade to Plus for unlimited accounts and more, cancel anytime.
Free
$0
No credit card required
- Bank accounts 1
- Automatic bank sync (up to 3 banks) —
- Bills, transactions & income Unlimited
- Spending reserves —
- Forecasting & cycle reconciliation ✓
- Account export & import (backup/restore) ✓
- Forecast range 1 year
- Pay period history Last 6 pay periods
- Forecast export for LLM analysis —
- Trend & bill-creep insights —
- Low-balance risk alerts ✓
- AI agent (MCP) access ✓
Plus
$6/mo
or $60/yr billed annually
- Bank accounts Unlimited
- Automatic bank sync (up to 3 banks) ✓
- Bills, transactions & income Unlimited
- Spending reserves ✓
- Forecasting & cycle reconciliation ✓
- Account export & import (backup/restore) ✓
- Forecast range Up to 10 years
- Pay period history Unlimited
- Forecast export for LLM analysis ✓
- Trend & bill-creep insights ✓
- Low-balance risk alerts ✓
- AI agent (MCP) access ✓
Questions
What happens if I cancel?
Cancelling stops future billing right away, but you keep Plus for the rest of the period you already paid for - the Settings page shows the exact date. After that, your account rolls back to Free automatically. Nothing is ever deleted: every bank account, bill, transaction, and past pay period stays exactly as it was. The only change is that Plus-only views (extra accounts, longer forecast ranges, full history, trend insights) go quiet until you upgrade again.
How do I cancel or manage billing?
From Settings, "Manage billing" opens Stripe's secure billing portal, where you can cancel, update your card, or view past invoices - no email required.
Do you offer refunds?
We don't offer refunds for time already paid for, but you can cancel anytime and you'll never be charged again after your current period ends.
Is automatic bank syncing included?
Yes - bank syncing is part of Plus. Connect your bank through Stripe Financial Connections and Tally imports your transactions automatically instead of you typing them in, for up to 3 connected banks (a hard limit on every plan - each connected bank carries a real recurring cost from our data provider). The free tier is manual tracking only. Manual entry always stays available on any account, and disconnecting a bank keeps the account and every imported transaction.
Do reserves need a bank-synced account, and what happens if I downgrade?
Spending reserves are part of Plus, and only available on an account with a connected bank - a manually-tracked account has no synced transactions to apply against a reserve. If your plan lapses or you disconnect a bank, any reserves you already have keep working exactly as before - you can still release, reopen, or remove spending from them. You just can't create a new reserve or apply new spending to one until both conditions are met again.
Does the free tier expire?
No - Free isn't a trial. It's a permanent tier with one bank account and unlimited bills, transactions, and forecasting. Upgrade only if and when you want more.