Tally and Tiller

What Tiller describes

From the pages we read in November 2026; check their current pages for anything that has changed.

It "feeds your daily spending, income, debt, and balances into private spreadsheet templates owned by you", for Google Sheets and Microsoft Excel. source
It includes a Foundation Template and prebuilt templates for budgets, expenses, debt, net worth and savings, plus AutoCat, which categorizes transactions with rules you set, and a daily email called Hello, Money summarizing recent charges and balances. source
It says AI is optional and describes pointing an AI tool at your spreadsheets rather than linking banks to it directly. source

You want one answer: will you have enough when the bills come due?
You would rather see your bills and paydays on a forecast than build a budget first.
You want to see the lowest your balance will get before your next payday.

Bills and transactions import from a spreadsheet (CSV), and they export the same way, so there is no lock-in either direction.

Last checked November 2026

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